Salary & HRA Calculators
In-hand salary, CTC, gratuity, hike and rent receipt tools.
An Indian salary slip has more line items than most countries' tax codes — basic, HRA, LTA, special allowance, food coupons, employer PF, gratuity, professional tax, and the new vs old regime TDS. This category unwinds all of it: in-hand take-home calculations from gross CTC, gratuity payouts under the Payment of Gratuity Act 1972, salary-hike percentage maths for appraisal season, and HRA exemption optimisation to maximise tax savings. Every calculator uses the latest FY 2026-27 PF and TDS structure.
In-Hand Salary Calculator
Take-home salary calculator with latest PF and tax deduction logic.
Rent Receipt Generator
Free online rent receipt generator for HRA tax exemption claims.
Gratuity Calculator
Calculate your gratuity payout using the formula G = (n × b × 15) / 26 as per the Payment of Gratuity Act 1972.
Salary Hike Calculator
Calculate the percentage hike or new salary post appraisal.
CTC to In-Hand Calculator
Break down your CTC into in-hand salary, allowances and deductions.
Who these tools are for
- •Anyone receiving a new offer letter and decoding the actual in-hand pay
- •Employees due for appraisal computing hike percentages and post-hike pay
- •Long-tenured employees nearing exit estimating their gratuity payout
- •Salaried tenants generating compliant rent receipts for HRA claims
India-specific things to know
- →Gratuity formula: G = (n × b × 15) / 26 — only basic + DA counts, not full CTC
- →Gratuity tax-free up to ₹20L for non-government employees (Section 10(10))
- →HRA claims above ₹1L/year require landlord's PAN
- →Employer PF contribution is part of CTC but not your in-hand pay