SmartMoneyToolsPrecision Financial Planning
Category · 7 tools

Other Investments Calculators

CAGR, SWP, PPF, lumpsum mutual fund and fixed deposit tools.

Beyond SIPs, EMIs and tax tools, Indian portfolios have a wide periphery of specialised instruments — lumpsum mutual fund deployments, CAGR analysis on stocks held for years, SWPs for monthly post-retirement income, PPF for 15-year tax-free compounding, and term insurance to protect dependants from premature loss. This category brings them all together. Each calculator uses India-specific tax treatment, lock-in periods and regulatory caps, so the output reflects the real net outcome — not a theoretical pre-tax projection.

Mutual Fund Lumpsum

Standalone lumpsum mutual fund calculator with inflation adjustment.

Open calculator →

CAGR Calculator

Compound Annual Growth Rate calculator for stocks and mutual funds.

Open calculator →

SWP Calculator

Systematic Withdrawal Plan calculator for monthly passive income.

Open calculator →

PPF Calculator

Public Provident Fund maturity calculator with 15-year lock-in.

Open calculator →

Term Insurance Cover

Human Life Value based term insurance cover recommendation.

Open calculator →

Net Worth Calculator

Track your assets vs liabilities and visualise your net worth.

Open calculator →

Goal Planner

Plan a SIP for any financial goal with inflation built-in.

Open calculator →

Who these tools are for

  • Investors deploying a one-time lump sum (bonus, inheritance, property sale)
  • Stock and mutual fund holders computing CAGR on long-held positions
  • Retirees converting corpus into monthly income via SWP
  • Salaried earners building a PPF base layer and the right term-insurance cover

India-specific things to know

  • PPF: 15-year lock-in, ₹1.5L/year cap, fully EEE — tax-free at maturity
  • Term insurance: aim for 12-15× annual income; premiums are 80C-eligible (old regime)
  • SWP from equity funds is more tax-efficient than dividend plans
  • CAGR captures annualised return but masks volatility — use it alongside drawdown metrics

Related reading from Learn

Explore other categories