Retirement & Goals Calculators
FIRE, NPS, EPF, retirement corpus and pension planning.
Indian retirement planning faces three uniquely hard constraints: 6% general inflation, 12-14% healthcare inflation, and the absence of social security. This category solves the full retirement puzzle — from FIRE planners targeting age 40-50, to mainstream calculators for retirement at 60, to NPS and EPF maturity projections. Every tool uses India-specific safe withdrawal rates (3.5-4%), realistic post-retirement asset allocation, and longevity assumptions of 85-90 years to make sure your corpus doesn't run out.
FIRE Calculator
Financial Independence Retire Early calculator built for Indian inflation.
Retirement Calculator
Find the corpus you need to retire comfortably in India.
NPS Calculator
National Pension System calculator for pension and lump-sum corpus.
EPF Calculator
Employee Provident Fund maturity calculator with yearly interest accrual.
SIP for ₹5 Cr Retirement
Monthly SIP required to retire with a ₹5 Crore corpus.
SIP for ₹1 Cr Retirement
Monthly SIP required to retire with a ₹1 Crore corpus.
Inflation-Adjusted Retirement
Compute the corpus you'll really need after Indian inflation.
Early Retirement (FIRE) — India
An India-specific FIRE planner with healthcare and longevity inputs.
Monthly Pension from ₹1 Cr
How much monthly pension can a ₹1 Crore corpus generate?
Retirement at 40, ₹20 LPA
A focused retirement plan for a 40-year-old earning ₹20 LPA.
Retirement for ₹50k/mo Income
Corpus needed to draw ₹50,000/month post retirement.
Retire at 50 in India
How much you need to save to retire at age 50 in India.
Corpus for ₹1L/mo Expense
Retirement corpus needed for a ₹1 Lakh/month lifestyle in India.
Who these tools are for
- •Late-20s to mid-30s professionals computing the corpus they need by age 60
- •FIRE aspirants targeting financial independence by 40-50
- •Pre-retirees in their 50s validating their NPS, EPF and SCSS allocations
- •Anyone planning post-retirement income via SWP or pension annuities
India-specific things to know
- →The classic '25× annual expenses' rule needs adjustment to ~30× for Indian inflation
- →EPF (8.25%) and NPS provide tax-advantaged base layers but require complementary equity exposure
- →Healthcare costs after 60 can swallow ₹50k-2L/year — budget separately
- →Sequence-of-returns risk in the first 5 years of retirement is the biggest threat to corpus longevity