Investment & SIP Calculators
SIP, lumpsum, step-up SIP and goal-based mutual fund planners.
Systematic Investment Plans (SIPs) are the cornerstone of Indian retail wealth building — automated, disciplined, and powerful when compounded over decades. This category brings together every SIP variant Indian investors actually use: classic monthly SIPs, step-up SIPs that scale with your salary, goal-based SIPs for milestones like ₹1 Cr or a child's education, and comparison tools for SIP vs RD or NPS. Every calculator here uses Indian mutual fund return assumptions (10-12% long-run equity CAGR) and adjusts for the 6% inflation that erodes nominal returns over long horizons.
SIP Calculator
Best SIP Calculator for mutual fund return projections with inflation adjustment.
Lumpsum Calculator
Precision lumpsum investment calculator for mutual fund wealth estimation.
Step Up SIP Calculator
Advanced step-up SIP calculator to boost your long-term wealth creation.
SIP Calculator for Retirement
Plan your retirement corpus with a dedicated SIP retirement calculator.
Child Education SIP Calculator
Plan a corpus for your child's higher education using a targeted SIP plan.
SIP Calculator for NRIs
Project NRI SIP returns in INR with currency and tax considerations.
₹1000 Monthly SIP Calculator
See how a ₹1,000/month SIP grows over decades in Indian mutual funds.
₹5000 Monthly SIP Calculator
Find out how a ₹5,000/month SIP can take you toward ₹1 Crore.
₹10000 Monthly SIP Calculator
Project wealth from a ₹10,000/month SIP across return scenarios.
SIP for ₹1 Crore Target
Calculate the monthly SIP needed to reach a ₹1 Crore corpus.
Early Retirement SIP Planner
Plan SIPs to retire early using India-specific return and inflation inputs.
Inflation-Adjusted SIP Calculator
See real returns from your SIP after Indian inflation.
Monthly Pension SIP Calculator
Plan a SIP to fund a recurring monthly pension after retirement.
SIP for Higher Education
Build a corpus for college and post-graduate education in India or abroad.
PMS vs SIP Calculator
Compare returns from Portfolio Management Services vs mutual fund SIPs.
Beginner's SIP Calculator
Start small from ₹500 — see how it compounds over time.
SIP vs RD Calculator
Compare mutual fund SIPs against bank recurring deposits.
NPS vs SIP Calculator
Decide between NPS and equity SIPs for your retirement plan.
Vacation Fund SIP
Plan a dedicated SIP for your dream vacation in India or abroad.
House Downpayment SIP
Save up for a home downpayment using a goal-based SIP.
Aggressive Wealth SIP
An aggressive SIP planner for long-term wealth creation in equities.
ELSS Tax Saving SIP
Save tax under 80C while building wealth through ELSS SIPs.
SIP for Your Future Car
Plan a SIP to fund your next car without an EMI burden.
Daily vs Monthly SIP
Compare daily SIPs against the classic monthly SIP option.
20-Year SIP Planner
Plan a 20-year horizon SIP for a comfortable retirement corpus.
50-Year Intergenerational SIP
See the staggering power of compounding over 50 years.
Who these tools are for
- •First-time investors starting their journey with ₹500-₹5,000 SIPs
- •Salaried professionals planning long-term goals (retirement, child education, home)
- •Existing investors evaluating step-up, daily vs monthly, or alternative vehicles like PMS and NPS
India-specific things to know
- →Equity SIPs over 1 year qualify for LTCG at 12.5% above ₹1.25L/year (post Budget 2024)
- →Debt-fund SIPs post 1 Apr 2023 are taxed entirely at slab rate
- →ELSS SIPs lock in 3 years per instalment but give 80C deduction (old regime)
- →Step-up SIPs of 10% per year can roughly double your 25-year corpus